If you've been injured in an accident with an uninsured motorist, there are several obstacles you may face when trying to recover. Here's what you can do to win your claim.

File With Your Own Insurance

One of the first steps in any car accident claim is to file an insurance claim with your own insurance company. It's important to do this quickly because if you don't file your claim by the deadline, you could lose the right to file it.

Even if you don't have uninsured motorist coverage, it's still important to file a claim. You don't want the other driver to try to claim you were at fault and sue you. If you never reported the accident, your insurance company might not cover that lawsuit.

Before you file an insurance claim, you might want to talk to a car accident lawyer first. Like the police, anything you tell your insurance company can and will be used against you in court. Having a lawyer help you file your claim can help you avoid making a mistake that can lead to your coverage being denied.

Make Sure the Police File an Accident Report

Depending on where you live, the police will often tell you to just exchange insurance information with the other driver instead of filing a police report. This is obviously a problem if the other driver doesn't have insurance.

If you've been in an accident, insist that the police check the other driver's information. You don't want to find out that the other driver gave you a fake insurance card.

Once you have a police report, you have confirmation of the other driver's identity and proof that they were at the accident. Those are essential to your case because you can't file a car accident lawsuit if you don't know who to sue.

Gather Evidence

It's important to remember that even though driving without insurance is illegal, it doesn't prove who cause the accident. An uninsured motorist isn't automatically at-fault. An insured driver could be at fault for an accident with an uninsured driver.

Take the usual steps such as taking photos of the accident damage and trying to find any witnesses who may have seen the crash. Ask witnesses for their contact information before they leave.

If you've been injured, seek medical attention as soon as possible. It's important to document not just that you were injured but that you were injured in the crash and not later.  

For more info, contact a local auto accident attorney. 

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